Loan Options Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you. PurchaseFixed Rate MortgageInterest Rate and payments remain the same for the entire term of the loan. FHAAn FHA loan provides a government-insured loan with flexible loan options. VAVA Loans offer flexible options as either fixed-rate or ARM mortgages. RehabRoll the costs of the renovation into your loan. USDAPurchase a home with no money down in certain rural and suburban areas. JumboJumbo loans offer maximum flexibility for home financing for larger loans. First Time Home BuyerPopular loan programs for first time home buyers. Low Down Payment OptionsExplore options that may make you a home owner with a low down payment. Investment PropertyMortgage loan programs for vacation and investment properties. Multi-family Property LoansThe term multi-family home usually refers to properties with two to four units, Asset Depletion LoansUse total assets, rather than income, to qualify for a mortgage. Stated Income LoansStated income loans, cater to the self-employed. ITIN Home LoansIndividual tax identification number (ITIN) home loan. DSCR LoansUse profitability of a property based on rental income rather than personal income to qualify for a loan. Bank Statement LoansA bank statement loan uses the borrower’s bank statements to verify income. RefinanceRefinanceMortgage refinancing may lower your monthly payments. Cash Out RefinanceYou could pay off those high-interest debts by refinancing to a lower rate.